We Charge No Fees
Annuity Depot does not charge ANY fees to Clients for any services or products provided. We are compensated directly by the Insurance Companies. Therefore you can relax and feel free to spend as much time talking to us, learning about the different strategies, concepts and options that are available to you so you can make an INFORMED and EDUCATED decision.
What To Expect From Us?
ABSOLUTELY NO FEES
Yes, we already said it above, and we say it again: No fees.
We are HUGE believers in education which is why we have created a vast amount of information on this website. With the Internet there is so much information “out there” most of which is confusing, conflicting or just plain wrong. Annuity Depot is your “one stop shop” for FREE information and advice relating to Annuities, Life Insurance and Long Term Care.
Are you in the process of buying an annuity or want a SECOND opinion from another professional? We will tell you the “good, the bad and the ugly” about any annuity that you are offered. First, we will educate you on the features, benefits and costs of the annuity just in case the other agent “forgot or overlooked” an important detail. We will also provide you with our best solution based on your specific needs so you can compare and contrast and make an educated decision armed with all the facts.
ANNUITY and LIFE INSURANCE REVIEWS
Do you already own an annuity or life insurance policy and have important questions or concerns questions but your agent has “disappeared”? We provide a free, comprehensive review: we will tell you everything you should know about your policy: the FEES that you are paying: explain the different contract values, additional Riders and benefits, Surrender Charges. We can also provide you with options to compare against your existing contract so you can be sure that you are getting the best value or benefit for your situation.
SAFETY and GROWTH
We find that most people in or preparing for retirement are not only concerned about the safety of their money in the stock market but want to know what else they can do to make their money grow when the banks are paying almost zero interest. We offer annuities that can provide 100% safety of principle but grow based on the growth of a stock market index. Gains are “locked in” each year and can never go down due to losses in the stock market index.
RETIREMENT INCOME PLANNING
Very few people have an income plan in place because no one has ever offered this valuable service. Completing an income analysis and designing an income plan that takes into account social security and other sources of income is critical. It is important because an income analysis will reveal some or all of the following:
- Is there an income shortfall now?
- Will there be an income shortfall in the future?
- In what year will the income shortfall occur?
- Will the loss of a spouse or partner create an income shortfall?
With this information we can design targeted and accurate strategies to solve these problems and ensure our Clients will have sufficient income that cannot be outlived.
How We Work With You?
When you meet with us you will see that we listen attentively to learn what is important to you. We understand that to best serve our Clients, a problem solving, consultative approach is called for. YES this takes more time on our part but our promise to you is that this extra effort will result in our being able to present customized strategies that will solve the financial challenges that are unique to your situation.
We will fully explain how our solutions will benefit you, discuss all the “pros and cons” and we will not allow you to move forward until we are convinced that you fully understand the solution and that it is in your best interests.
We do not charge any fees for our services and there is absolutely no obligation to do business with us.
We also understand that our Clients are making important decisions which may have a significant impact on their financial future. It is vitally important to make the right decision and we understand and will help you through the decision making process at the speed that YOU are comfortable with.
Our annuity specialists stand ready to help with any questions. Just call 561-302-6926 and find out how Annuity Depot can guide and educate you on your retirement plan. We are local and would love to meet you in person as well.
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